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Actuarial Services

With over 15 years of diversified experience in the insurance and risk domain, including 7+ years post-qualification, I bring deep actuarial and financial insight across insurance, consulting, and global actuarial support functions. Proven leadership in Employee benefits, actuarial, finance, IFRS 17 implementation, Prophet modelling, reserving, ALM, experience analysis, and hedging strategies. I’ve delivered impactful actuarial solutions while working with top-tier organizations like Willis Towers Watson (WTW), MetLife, AIA, and Prudential — combining global best practices with localized execution. Whether it's valuation, modelling, or strategic actuarial transformation, I deliver results with precision and compliance.

Qualifications
That Define My Path

Fellow Actuary (IAI)

As a Fellow of the Institute of Actuaries of India, I bring deep actuarial expertise across insurance, pensions, and risk consulting.

Fellow Actuary (IFOA)

As a Fellow of the Institute of Actuaries of the United Kingdom, I bring deep actuarial expertise across insurance, pensions, and risk consulting.

CA (ICAI)

I began my professional journey as a Chartered Accountant from ICAI, building a strong foundation in accounting, taxation, and audit.

MBA (IIM Lucknow)

I sharpened my strategic and leadership skills through an MBA from IIM Lucknow, one of India’s premier business schools.

Diploma in IFRS (ACCA)

I hold a Diploma in IFRS from ACCA, enabling me to navigate global financial reporting standards with precision. Certified Information Systems Auditor

Certified Information Systems Auditor (ISACA)

I’m also a Certified Information Systems Auditor, with strong command over IT systems, controls, and governance frameworks.

FRM Level 1 (GARP)

I have cleared FRM Level 1 from GARP, reflecting my analytical strength in market risk, credit risk, and quantitative finance.

Brands I’ve Worked With

How I Can Help You! (Expertise)

1

Actuary Valuation

Whether you're dealing with employee benefit obligations, mergers, or regulatory reporting, accurate actuarial valuation is crucial. I offer reliable, regulation, compliant valuations with deep insight into future risks and financial impacts, ensuring you stay ahead with confidence.

2

Gratuity Valuation

Get accurate and audit-ready Gratuity Valuation reports compliant with Accounting Standards. Prepared by qualified actuaries, our reports meet all disclosure and audit requirements. Trusted by Chartered Accountants, CFOs, and HR teams across industries. Fast turnaround and expert support.

3

Actuarial Services

overall 15 years with 7+ years post qualification experience of diversified experience in the insurance and risk domain. Proven leadership in actuarial finance, IFRS 17 implementation, Prophet modelling, ALM, experience analysis, and hedging strategy development. Diverse actuarial exposure by working at WTW, MetLife, AIA, and Prudential.

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Highlights of My Professional Story

Award by PNB MetLife CEO

Honored with the prestigious Make a Difference award by the CEO of PNB MetLife for exceptional contributions that significantly impacted business performance and team outcomes. This recognition stands as a testament to leadership, dedication, and the ability to drive meaningful change.

Top Scorer in CA2 Actuarial Exam

Consistently ranked among the highest scorers in the CA2 (Model Documentation, Analysis and Reporting) actuarial exam, showcasing advanced analytical abilities, precision in model communication, and excellence in actuarial reporting standards.

Cleared 9 Actuarial Exams in 1.5 Years

Demonstrated an accelerated learning curve and deep understanding of actuarial science by clearing 9 professional actuarial exams in just 18 months — a feat that reflects commitment, discipline, and intellectual agility in a highly rigorous field.

Make a Difference’ Award Presented by CEO, PNB MetLife

Achievements

Management Trainee Program,
ISB Hyderabad

Convocated at IIM-L by N. Chandrasekaran,
Chairman (Tata Sons)

Guest Speaker
Amity University, Noida

Achievements

Make a Difference’ Award Presented by CEO, PNB MetLife

Management Trainee Program,
ISB Hyderabad

Convocated at IIM-L by N. Chandrasekaran,
Chairman (Tata Sons)

Guest Speaker
Amity University, Noida

FAQs

The actuarial valuation of gratuity and leave encashment is evaluated based on statistical approximation of gratuity to be paid to the employment in the future and discounted it to provide for present value. It needed experience judgement.

For presenting an accurate and fair view of the financial statements, the actuarial valuation is needed to evaluate the gratuity liability. It is highly recommended to use an actuary to do the gratuity valuation.

The services charges show the expenses to the entity due to employee services during the year.

Yes, gratuity is a part of CTC in India.